Retirees The downturn in our economy and upheavals in the financial markets have raised concern for many about their economic future. Today, retirees face unique challenges. The first five years before and after retirement represent what is commonly called “The Retirement Red Zone”. Special attention is required to ensure that retirees will have sufficient income for their entire lifetime because market downturns, living longer, and unwise investment choices can have severe effects on anyone.We understand the challenges facing clients who are currently retired as well as those who are preparing for retirement, and offer personalized guidance that puts our client’s goals first. When you call or visit our office, you will meet with someone who really listens and who will understand your needs. As independent advisors, we provide professional advice and complete objectivity for selecting products and services that match the needs of our clients. Our clients come first.These and other factors make it important for you to develop a sound plan aimed at growing as well as protecting your assets to maintain your standard of living. Virginia and her associates will walk you through the process to establish your retirement plan in a systematic approach. We will:Gather information about your personal situation, which includes your assets and liabilities, your current investments, income and benefitsIdentify your financial goals and objectivesResearch the best products and services available to meet your needsContinue to monitor and make changes to your investments as markets changeFor over 27 years integrity, objectivity, and experience have become the cornerstone of our practice. You have worked hard throughout your career. We are your partners to help guide you through the retirement years and insure that you and your family enjoy the fruits of your labors.